Subscribe for full online access and get...
- Full, instant access to all stories
- Customised email alerts straight to your inbox
- Monthly print magazine
Getting your beach towel down first on a sunny day is one of the many advantages of living by the coast. But it's not all ice creams and donkey rides - the risk of losing your home to coastal erosion is a real one and it is becoming more and more difficult to persuade insurers to take on such risks.