Jane's husband David suffered from cancer and received monthly grants from January 1992. Jane moved from Worcestershire to Mill Hill Close in September 1994 after David's death in July that year.
She pays a low rent and works locally.
'Our problems began with negative housing equity in the 1980s. We had just got back on our feet when my husband developed cancer. It's amazing how the money goes when someone is ill.
Initially the Fund gave us a monthly grant to pay the bills, and when my husband died, rather than drop me they offered me a house. We had been flooded the previous Christmas, so I had no reservations about accepting the offer. The house was lovely then and it still is.
I am too young to get a full state pension, and wouldn't get housing benefit, so without the Fund I would have struggled. I am absolutely thrilled to bits.'